Bad Credit Auto Loans Near Matteson, Frankfort, Tinley Park, and Mokena

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No matter your credit situation – good, bad, or nonexistent, whether you’re a first-time buyer or have prior experience, the supportive team at South Oak Jeep Dodge Ram Chrysler is here to help you get behind the wheel. We believe everyone deserves a reliable mode of transportation, and we are committed to working with you regardless of your circumstances.

At South Oak, we want to help you rebuild your credit and find a car you can be proud to drive. Take to the roads this season with our hassle-free remote signing, quick response, and diverse loan opportunities.

 

Get Pre-Qualified, No SSN Required Contact Us

 

Can a Car Loan Improve a Poor Credit Score?

We understand unexpected challenges can impact your financial situation. Here at South Oak, we want to support you in overcoming any limitations presented by bad or poor credit. We work with you to make positive steps toward rebuilding your credit score.

By securing a car loan with us, you can proactively improve your credit score if you consistently make all your payments. Let’s work together to give you a better financial future.

Can I Get a Car Loan with a 500 Credit Score?

While most lenders require a higher interest rate or down payment when trying to finance an auto loan with low credit, the team at South Oak has the resources to get you a car loan that is still affordable, even with a low credit score.

What Is the Lowest Credit Score You Can Have to Get a Car Loan?

Are you struggling to get an auto loan due to your very low credit score? Don’t lose hope—securing a car loan with a credit score as low as 500 is possible when working with a South Oak lender.

What Do You Need to Bring to the Dealership for Financing?

Come in and speak with us today, and we will help you at your local South Oak dealership. Be sure to bring the following financial information and documents so we can help you find a loan and get you the car you desire. Try to bring these documents to help you qualify for an auto loan today:

  • Driver’s license– Bring your driver’s license and make sure it has not expired, been revoked, or suspended, the address is correct, and it matches your state of residence.
  • Utility bill as proof of residency– Have a recent utility bill with your name on it; this can include a water or electricity bill for your residence.
  • Pay stub as proof of employment– Please bring your most recent pay stub showing year-to-date earnings from your current employer. If self-employed, provide two years of professionally prepared tax returns.
  • References—Have your references, including their name and contact information, ready. They can be personal references like family members, friends, or coworkers. Note that your references need to live outside of your household. Give them a heads-up, as a lender may contact them.
  • Phone number verification– You must have a functioning phone number under your name.

Apply for Financing and Get Pre-Approved at South Oak

Apply for financing now and discover your pre-approval amount! Fill out the financing application here or get pre-qualified here (this won’t affect your credit score!).

Try our payment calculator to see your payment based on the down payment, trade-in value, vehicle price, and the interest rate and loan term that work for you!

Secure an Auto Loan at South Oak Jeep Dodge Ram Chrysler

Are you looking for a car loan for bad credit? South Oak recognizes that unexpected events happen in life. As a longstanding member of the South Side community for over 30 years, we are committed to assisting you. Visit our dealership or get in touch with our team of experts, who will guide you through the process. Get behind the wheel of your vehicle today!